( NewsUSA ) – As a young adult, you may find yourself working your first job, and enjoying your first apartment and first car.And while retirement planning may be the farthest thing from your mind, it shouldn’t be. Take some smart steps now, and you can reap the benefits later, with more money and resources than you might think possible."Saving and investing for your future is one of the most important things you can do," says Charles Sachs, CFP®, a CERTIFIED FINANCIAL PLANNER™ professional .These tips from a CERTIFIED FINANCIAL PLANNER™ professional can help:Pay it forward. One of the easiest ways young adults can save for retirement is to invest in a 401(K) plan offered by an employer.When you sign up for an automatic contribution, the money comes out of your paycheck before you see it, so you won’t miss it now, but you will appreciate it later after it has grown over time. Two other reasons to take advantage of a 401(k)? The extra funds earned if your employer matches yo...